Not sure why it has been so long since I have posted. A lot has happened in two years. I got laid off, was unemployed for 9 months and have found a new job. Since then I have also done some things that have significantly reduced my debt. One of those things was to transfer my credit card debt onto my Line of Credit. I was being charged roughly 12% interest on my credit card, while my line of credit was roughly 5% interest. In just a few months the difference in minimum payments and the amount being attributed to the principal balance helped pay off a large chunk of my debt.
I am far from debt free, however, it does not bother me as much now due to the reduction of interest payments needed. I plan to start posting more often and trying to provide even more money saving tips.
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